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Wednesday, 30 May 2012

Exabytes, MOLPay ink easy payment pact

Web-hosting provider, Exabytes Network Sdn Bhd has forged a partnership with MOLPay Sdn Bhd to provide fast, easy and
affordable online payment gateway systems for e-commerce set ups at Easy.my.

Easy.my is hosted on Exabytes’ system and provides an integrated platform where it automates and streamlines the back office processes to enable merchants and customers to more effectively manage orders, inventory, accounting as well as marketing.

It is currently the nation's largest 'virtual' mall with over 6,000 registered merchants. 

Chan Kee Siak, chief executive officer and founder of Exabytes, said the partnership between Exabytes and MOLPay would increase new merchant applications as well as boost the number of transactions of more brick-and-mortar retailers and merchants into the virtual realm of online e-commerce.

"Exabytes expects to grow our merchant list to at least 10,000 by year end at Easy.my and I believe that the ease of incorporating a secure, online payment capability will encourage more traditional retailers to move full-fledged into the cashless and digital e-commerce model," he told a press
conference here today.

Chan said MOLPay offered special package to Exabytes customers at zero setup fee. The payment methods include multiple secured payment gateways integration which accepts manual bank transfers, online bank transfers and credit cards.

"With MOLPay’s partnership in Malaysia, we are confident that Exabytes can contribute to the development of the local e-commerce scene.

"Exabytes will continue to partner with the right technology vendors to ensure that our 55,000 customers worldwide, will always have the best functionalities upgrade options to improve their website to higher standards," he said.

Meanwhile, MOLPay's chief executive officer Eng Sheng Guan, said "Setting up a retail website is insufficient. More and more retailers are looking to have a proper and secure online transaction system to encourage direct payment immediately upon online purchase by their customers.

"MOLPay provides this end of the solution very easily for Exabytes and its Easy.my merchants." -- Bernama

Read more: Exabytes, MOLPay ink easy payment pact http://www.btimes.com.my/articles/20120522154409/Article/#ixzz1wLlACjvc

Thursday, 10 May 2012

Simpanan ASB Atau Tabung Haji?

Alhamdulillah, syukur kepada Allah SWT kerana saya telah mendapat pekerjaan yang tetap. Alhamdulillah, dengan rezeki yang Allah SWT limpahkan, saya mampu memiliki sebuah kereta untuk kemudahan keluarga saya untuk bergerak. Jadi, mula lah saya berfikir tentang perancangan masa depan. Mula lah saya berfikir untuk kumpul duit untuk belanja kahwin nanti dan duit selepas kahwin. :)

Apabila kita sudah ada cashflow atau aliran tunai, maka kita perlu menyimpan sekurang2nya 20% daripada gaji kita. Cara yang terbaik untuk simpan ialah simpan ditempat yang kita tak boleh keluarkan simpanan kita sesuka hati. Berkenaan masalah di atas, saya dapati ada 2 cara yang biasa dilakukan iaitu melakukan simpanan (sambil melabur) di ASB atau Tabung Haji.

Dividen di ASB lebih tinggi berbanding di Tabung Haji. Tetapi kelebihan simpan di Tabung Haji ialah apabila kita mendeposit duit ke TH, mereka akan menguruskan zakat untuk kita. Jadi kita tak perlu memeningkan kepala memikirkan pasal zakat yang menjadi salah satu Rukun Islam kerana mereka telah menguruskannya.

Kepada yang berpengalaman, saya memerlukan nasihat anda, mana yang lebih bagus untuk membuat simpanan? di ASB atau Tabung Haji?
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